In the midst of the January blues the last thing you want is more bad news, such as coming home to find a window open, muddy footprints in your hallway and the TV gone. But unfortunately in the colder, darker months the number of burglary claims are 12 per cent higher than in the summer.
If you are living in central Birmingham this figure might be even more worrying after research by MoneySuperMarket revealed the postcode of B5 as Britain’s top burglary claims hotspot. The central Birmingham postcode which covers Digbeth Highgate and Lee Bank was found to have a rate of 57.14 claims per 1,000 quotes given. If that isn’t an incentive to invest in a security camera or window locks, we don’t know what is.
The UK’s burglary claim hotspots
MoneySuperMarket analysed home insurance claims over the last two years to reveal the locations with the highest amount of burglary claims. The postcode B94, also in the midlands, covering Olton and Solihull came in second place with a burglary claim rate of 52.63 per cent. The London postcode of IG5 covering Clayhall snuck into third place with a burglary claim rate of 51.64 per cent.
Britains three major cities dominated the list, with 18 postcodes out of the top 20 found in London, Birmingham and Manchester. Nine of the top 20 were found to be in Greater London, four in Greater Birmingham and four in Greater Manchester.
However, the suburban area of Send, Ripley, Ockham and Wisely crept into the list with the 17th highest rate of burglary claims at 46.80 per cent. Surprisingly, the only rural area in the list, Broadway in the Cotswolds, ranked 9th with a rate of 47.97 burglary claims.
Overall, burglary claims were shows to have increased by 2.5 per cent since 2018.
‘Our research shows burglary claims are continuing to rise, adding up to £50 to your premium,’ explains Emma Garland, data scientist at MoneySuperMarket. ‘This could be down to burglars targeting more affluent areas, in order to steal desirable and expensive items. People in these areas are often more likely to have home insurance – simply because they can afford it – so we could see more claims as a result.’
Most burgled areas in the UK 2019
The ONS yearly figures on burglary in 2019, across England and Wales, revealed London as the most burgled area in the UK.
The figures show that you are almost three times more likely to be a victim of a burglary in London than the rest of the UK. The capital had 60,000 residential burglary reports in the last year, up 9 per cent from 2018.
Greater Manchester took second place as reporting the highest number of home burglaries. 21,774 thefts were reported, but this was down by 7 per cent from last year. The West Midlands and West Yorkshire closely followed in third and fourth position with 21,517 and 19,100 burglaries reported.
The top four at-risk hotspots, aside from London, had almost double the number of burglaries reported as the rest of the county. However, it will come as a relief to homeowners that in most areas, burglaries seemed to be on the decline.
2019’s top 10 most burgled areas
The full list of the top 10 most burgled areas in the UK included:
2. Greater Manchester
3. West Midlands
4. West Yorkshire
5. South Yorkshire
9. Thames Valley
However, before you let this talk of burglaries put a damper on your January altogether, there are plenty of simple ways to deter intruders. Visible security camera or burglar alarm will usually help send a would-be burglar packing.
Former burglars have also revealed that a simple ‘beware of the dog’ sign can be enough to think again before breaking into your house.
The simplest deterrent is to get a trusted neighbour to keep an eye on any suspicious goings-on near your property. Also if your neighbour has been feeding the cat get them to wait until your back to return the keys, rather than posting them through the letterbox. Burglars can fish keys out with something as simple as an old wire hanger.
Where did your hometown land on the list?