Want to swap Blue Monday for the Big Apple? Here’s where to buy an overseas property in 2014

If you dream of escaping dreary January in the UK to your own bolthole, take a look at the best places to buy overseas

It’s that time of year: the return to everyday life after a long Christmas break. The days may be short, but there’s no better time of year to plan your escape to sunnier climes.

If you’re lucky enough to consider buying a bolthole of your own overseas, smart investors could do well this year by looking at properties in the US, France, Spain and Italy.

If the US appeals, 2013 was a good year for interest in property in Florida, New York and California. Interest rates remain low and loan-to-value rates are between 70% to 75% depending on where the property is. Here at Housetohome we’re dreaming of a classic New York brownstone (hmm, wonder if Sex in the City has got anything to do with that).

California dreaming? If it’s year-round weather that you’re after, property here could be a good buy – last year Leonardo DiCaprio made a tidy profit of £7 million on his Malibu home in California.

France is top of the wish list for many Brits – and all areas are picking up – interest rates are low and mortgages available up to 80% loan-to-value. We’d love snap up a place in the capital, inspired by the gorgeous Parisian apartment that previously belonged to Brigitte Bardot, which was on the market last year for £5.1 million.

And Spain, the most popular destination for European holidaymakers, has seen its property market improve, as has Italy, despite recent economic problems, which don’t stop us dreaming of a villa by Lake Como.

Well, we can all dream, can’t we? In the meantime, it sure is fun browsing property websites looking for the perfect pad.

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