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    Ruth Emery

    Ruth is passionate about helping people feel more confident about their finances. She was previously editor of Times Money Mentor, and prior to that was deputy Money editor at The Sunday Times.

    A multi-award winning journalist, Ruth started her career on a pensions magazine at the FT Group, and has also worked at Money Observer and Money Advice Service.

    Outside of work, she is a mum to two young children, a magistrate and an NHS volunteer.

    Latest articles by Ruth Emery

    Child's bedroom showing fireplace, wardrobe and panda rug

    I didn't realise I'd need to spend more than £4,000 on all these jobs after we'd finished our renovation

    Don't make the same mistake I did

    • Exterior of stone house with pathway across lawn

      How does inflation affect mortgage rates? Our expert explains how your monthly payments could be affected

      We all know that inflation is still high right now, but how does it affect mortgage rates?

      By Ruth Emery

    • house exterior with stone walls and glass door and windows

      How do green energy tariffs work? Our guide explains all

      If you’re trying to make your home more environmentally-friendly, you may be thinking about switching to a green energy tariff

      By Ruth Emery

    • brick house with black front door

      The price of home insurance has fallen to a record low – is now a good time to switch your policy?

      Households get some “cost of living relief” as contents insurance prices fall 11% and buildings insurance prices drop 7%.

      By Ruth Emery

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