You can buy a family home under one hundred thousand in these UK areas

last updated 7 June 2022

Buying a forever family home remains the ultimate dream for would-be homeowners, but invariably this is only achieved by taking several smaller steps along the property ladder first.

But now new research has offered a lifeline for buyers on a budget, revealing the areas of the UK where you can buy a three bedroom plus family home for £100k and under.

house exterior with white and bricked wall and white window and door

The analysis from online estate agent HouseSimple found that there were 17 major towns and cities which had more than 200 family homes for sale at £100,000 or less, with many being located in the north and the midlands.

The ranking read as follows:

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Town/City	Region	Number of family houses for sale at £100,000 or less
Liverpool	North West	628
Rotherham	South Yorkshire	449
Newcastle upon Tyne	North East	393
Gateshead	North East	379
Hartlepool	North East	379
Birkenhead	North West	359
Doncaster	South Yorkshire	337
Middlesbrough	North East	308
Leeds	West Yorkshire	298
Bradford	West Yorkshire	289
St Helen’s	Merseyside	287
Barnsley	South Yorkshire	262
Durham	North East	262
Blackpool	North West	247
Wigan	North West	240
Sheffield	South Yorkshire	222
Bolton	North West	212
Hull	East Yorkshire	190
Chesterfield	Derbyshire	159
Nottingham	East Midlands	122

kitchen area with white wall and wooden floor and grey counter with white worktop

Overall the north-west, north-east and Yorkshire emerged as the three regions with the top 10 best value towns and cities for families. Unsurprisingly not a single town or city in the south of England made it into the top 40 best value locations for families.

In fact, of the 18 towns and cities that currently have no family houses on the market for £100,000 or less 17 are located in the south (including London, Bath, Brighton, Bristol and Cambridge) while the remaining location is in Aberdeen, Scotland.

room with blue wall and chair and cushion and lamp

Commenting on the above figures, Sam Mitchell, CEO of Housesimple, said: 'Even with the challenges and uncertainty surrounding Brexit, we are seeing healthy levels of interest from buyers in northern regions, keen to take advantage of attractively priced properties, affordable mortgage rates and stable local economies.

'Buying the family home is the biggest purchase most of us will ever make. The struggles families have faced buying a house in the south have been well documented. Compared to the south, there is substantial value to be found in property markets in regions such as the north west and Yorkshire.

'Although £100,000 is at the lower end of the market, there are also plenty of substantial family houses at prices around £300,000 to £400,000, that would probably be £1m plus in and around London, and unaffordable to the majority of families there.'

Would you consider laying down roots in one of the above areas?