Home finance
Home finance
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The best remortgage deals for August 2024
If your mortgage rate is soon to expire here are some of the best remortgage deals on the market, expert hints on when to switch and tips for choosing your next deal
By Samantha Partington
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Today’s top phone and broadband deals - the biggest savings from TalkTalk, Sky, EE, and more
Wondering where to go for great phone and broadband deals this month?
By Luke Edwards
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How to keep your house warm in winter – 26 budget-friendly ways to insulate your home
Keep cosy this season without upping those energy bills
By Amy Cutmore
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Is a variable rate mortgage ever a good idea? Experts weigh in
Our money expert explains what a variable rate mortgage is, who they can be good for, and the pros and cons of this kind of mortgage
By Samantha Partington
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EPC ratings explained – what is an Energy Performance Certificate? The jargon-free guide
Would you like to know how energy efficient your property is? You certainly need to if you're buying, selling (or renting a house out)
By Georgina Rodgers
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I’m a first-time buyer, what are my chances of getting a mortgage right now?
And what you can do to increase your odds
By Rachel Wait
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Should you ever pay above the asking price for a home?
Our money expert explains whether you should ever pay over the asking price for a home, especially if house prices fall as predicted
By Samantha Partington
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Should I fix my energy tariff now that energy prices are cheaper?
Now that energy prices have dropped and are predicted to drop further, should we be thinking about moving to a fixed tariff?
By Sarah Handley
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Energy price cap to drop again from October - how much will you save on your bills?
In October, the energy price cap will drop below £2,000 for the first time since April 2022, but how much money will you save?
By Sarah Handley
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Should I fix my mortgage? These experts give us the lowdown
We speak to the experts to find out whether you should fix your mortgage and how long for as well as the impact further interest changes could have on your decision
By Samantha Partington
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We put your mortgage questions to two leading experts, here's what they said
As mortgage panic continues, we've answered the most common questions - from when mortgage rates will come down, to when you actually have to pay stamp duty
By Samantha Partington
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How much will my mortgage go up if interest rates rise further?
With interest rates rising to combat soaring inflation, millions of homeowners will be wondering how much will my mortgage go up?
By Samantha Partington
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How does inflation affect mortgage rates? Our expert explains how your monthly payments could be affected
We all know that inflation is still high right now, but how does it affect mortgage rates?
By Ruth Emery
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'My mortgage is set to skyrocket - what should I do?' 5 potential solutions from a money expert
If you're facing higher mortgage costs, our money expert explains various courses of action you could take to ease the pressure
By Samantha Partington
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Don't panic - this is what to do if your property transaction falls through
Depending on the point in the sale process where the transaction falls though, there are different actions you can take, as our money expert explains
By Samantha Partington
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Remortgage checklist - everything you need to know if your fixed rate is coming to an end
Need to remortgage this year? Use our checklist of things to do and what to avoid so you don’t miss out the best rate
By Samantha Partington
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100% mortgages versus 95% mortgages: which is better for first time buyers?
We compare the pros and cons of the mortgage options available to those struggling to save a sizeable deposit
By Samantha Partington
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Is a 40-year mortgage a good idea? Our money expert explains
A 40-year mortgage could be the key to lower monthly repayments, but is it an option worth considering?
By Samantha Partington
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Standard variable versus fixed rate energy tariffs: what’s the difference?
Not sure what the difference is between a standard variable or fixed rate tariff when it comes to your energy bills? Here’s what you need to know
By Sarah Handley
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What will happen to the Energy Price Guarantee in July? An easy explanation of what you actually need to know
With a new energy price cap predicted to dip below £2,500, what does this mean for the price guarantee?
By Sarah Handley
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Should you take out a second mortgage to renovate your home?
A second mortgage, also called a second charge mortgage, could help with your renovation project costs, but is it a good idea?
By Samantha Partington
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5 mistakes to avoid when choosing 0% finance to buy a sofa
Looking to purchase a sofa on 0% finance? Make sure you avoid these common mistakes to save hassle and money
By Vaishali Varu
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Is now a good time to buy a house or not? What you need to know
Is now a good time to buy a house as property prices decline and mortgage rates have fallen back from their autumn peak?
By Samantha Partington
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Is now a good time to invest in property?
With house prices on the slide and rents reaching record highs, is now a good time to invest in property?
By Samantha Partington
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7 ways to boost your chances of mortgage approval - from a money expert
Don’t miss out on buying your dream home, read our guide for tips on ensuring a yes from your mortgage lender
By Samantha Partington
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Is a UK house price crash coming? Here's what the experts are predicting
Property prices have started to fall, so is a UK house price crash coming?
By Samantha Partington
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Stamp duty for first-time buyers - what are the rules around exemption?
If you’re looking to get on the property ladder, make sure you know the different rules around stamp duty for first-time buyers, which should mean a lower stamp duty bill
By Samantha Partington